FLEXIBLE BUSINESS FUNDING SOLUTIONS

GET THE WORKING CAPITAL YOU DESIRE TO GROW YOUR BUSINESS, SMARTER AND FASTER

Are you a business owner struggling to find the funds needed to boost your business? 

Is your business running into debts, or are the expenses piling up? 

You are in the right place.

Here at Merchant 1st Solutions, we offer an array of funding solutions for small and medium sized businesses looking for finance to grow their business. Our business loan is easy to obtain, come with competitive rates and terms, and is processed EXPEDITIOUSLY. We keep things quick, simple and transparent for busy business owners, so you can stay focused on growing your business.

GET UP TO $500,000 in 24 HOURS!

How it works

Every business has low moments, which is why Merchant 1st Solutions looks at your business holistically so we can deliver the most cost-effective financing to meet your needs today and in the future.

- Loans $10,000 to $10,000,000

- The best rates anywhere as low as 6.99%***

- 6 - 60 month terms

- Very minimal paperwork no need for financials (ex..Tax returns, P&L's, or Balance Sheets)***

- Daily, Weekly, and Monthly repayment schedules

- Ongoing access to working capital in the future

***If applicable and qualified

To qualify, your business should be operating for at least 6 months and generate at least $10,000 in monthly revenue.

Apply today to obtain your business funding as fast as 1 business day! 

🖉 APPLY NOW

Why Choose Us

Get your business funded in as little as 24 Hours of applying!

We offer the most flexible loan products and payback terms in the industry. From   6-60 months.

Lowest rates = lowest cost of funds. Easier terms on your business cash flow

Guaranteed to lower your credit card processing rates when required to switch.

No collateral, no personal guarantee and no financials needed for most loans!

95% of our applicants get approved for terms that fit their budget & business cash requirements.

We fund startup businesses and existing businesses operating for at least 6 months.

Quick turnaround! Approval within hours with no obligation and funds disbursed in as little as 24 hours!

One point of contact for all your business financing & payment processing needs

OUR PROCESS

Step 1:
APPLY ONLINE

To get started, fill out our quick and easy fillable e-signature Merchant 1st Solutions application and one of our Financial Representatives will be in touch within a few business hours to qualify!

1

Step 2:
Approved with OPTIONS!

Approved! Select the most convenient loan option by signing and submitting final funding documents!

2

🖉 APPLY NOW
Step 3:
GET FAST FUNDING

Once all final documents are received and agreements are signed, funds will be disbursed to your business checking account the same day* or the next business day!

3

OUR CREDIT CARD PROCESSING

TRADITIONAL CREDIT CARD PROCESSING

We process all transactions traditionally and at a much lower rate than our competitors. Our aim is to help you attract and retain more customers through our innovative traditional card processing. Whether you are a giant retail center or a small business, our traditional credit card processing would aid business functions, from payment to worker efficiency. We offer the best rates, as we charge a very small percentage to process every payment or sale.

You can also accept all major credit and debit cards with fast and secure solutions including MasterCard®, Visa®, American Express®, Discover® Network, PIN-based, signature debit cards and more.

The benefits of our traditional credit card processing include:

  • The lowest rates

  • Very minimal processing fees

  • No confusing consumer receipts

  • No contract commitment

  • Free equipment with month to month agreement when applicable*

  • Minimal maintenance fee

  • Minimal cancellation fee

  • Minimal fees on early termination, authorization, daily batch and debit networks.


0% CREDIT CARD PROCESSING (EDGE CASH DISCOUNT)

This all-in-one program allows you collect 100% of your processing sales. Join the thousands of merchants and counting who use zero fee credit card processing. We save our merchants hundreds of thousands of dollars each month with zero fee processing!

With this proprietary technology, our platform will add a small service fee to each customer's purchase. You get the full purchase price for the transaction. The fees for processing the cards come directly to us and pay all your monthly transactions. When you receive your statement each month, you will always pay zero. Finally, a solution that completely eliminates merchant service fees. At EDGE, we reduce your credit card fees 100%.

How It Works

  • With our software, all the processing fees will be incorporated into the sale and a small fee is passed on to the card holder.

  • Your customers are rewarded for paying in cash with a _% discount! 

  • You, the business owner, get 100% of the sale and at the end of the month, your processing fees will be ZERO! 

  • Point-of-purchase pricing and discount signage clearly spell out the process to customers 

We offer the lowest rates out there.

  • NO Transaction Fees

  • NO Junk Fees!

  • 100% legal

  • Eliminate processing fees

  • Next day funding

  • Free equipment with month to month agreement when applicable*


All merchant accounts are referred to and processing services provided by

NorthAmerican Bancard, LLC a registered ISO/MSP of HSBC Bank USA, National

Association, Buffalo, NY and Wells Fargo Bank N.A., Walnut Creek, CA

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